Calculate Your SIP

Monthly Investment (₹)

Investment Duration (Years)

Expected Annual Return (%)

Enable Step-up SIP

Adjust for Inflation

More Financial Tools

EMI Calculator FD Calculator Retirement Planner PPF Calculator

Your SIP Results

Your SIP Results Will Appear Here

Enter your investment details and click "Calculate Returns" to see your potential wealth growth

Why Use Our SIP Calculator?

Our SIP calculator helps you plan your mutual fund investments with precision. It accounts for step-up SIP options where you can increase your investment periodically, and even adjusts for inflation to show you the real value of your future investments. Whether you're planning for retirement, your child's education, or wealth creation, our tool provides accurate projections to guide your financial decisions.

How to Use

Enter your monthly investment amount
Set your investment duration in years
Input your expected annual return rate
Enable step-up SIP to simulate increasing investments over time
Adjust for inflation to see the real value of your future corpus
Click calculate to see detailed results and visual charts

Practical Applications

Education Planning

Calculate how much you need to invest monthly to fund your child's education, accounting for education inflation.

Retirement Planning

Plan your retirement corpus by calculating how your SIP investments can grow over your working years.

Wealth Creation

See how regular investments with step-ups can help you build significant wealth through compounding.

Frequently Asked Questions

What is a Step-up SIP?

A Step-up SIP allows you to increase your investment amount periodically (yearly or half-yearly). This helps you align your investments with your growing income, potentially accelerating your wealth creation through the power of compounding.

Why should I adjust for inflation?

Inflation reduces the purchasing power of money over time. By adjusting for inflation, you can see the real value of your future investments in today's terms, helping you set more realistic financial goals.

How does compounding work in SIP?

In SIP, each installment earns returns, and these returns then generate their own returns in subsequent periods. This compounding effect accelerates wealth creation over the long term, especially when combined with step-up increases.

Is this SIP calculator accurate?

Our calculator uses standard financial formulas to project your investment growth. However, actual returns may vary based on market conditions. This tool is designed for planning purposes and should not be considered as financial advice.

SIP Calculator with Step-up Option